Employers Liability insurance pays your legal fees and compensation costs if you are sued by an employee who has been injured as a result of an accident at work or who has become ill as a result of their job.
When you buy an employers liability policy, the insurance company issues an Employers Liability certificate.
The Employers Liability certificate shows:
- the name of the company that is covered for employers liability
- the dates when the cover starts and finishes
- the minimum £5 million indemnity limit
- the signature of an authorised insurance company
The certificate must be displayed where your employees can see it. Since 2008 it has been possible to display your Employers Liability certificate electronically, as long as you make sure all your employees know where to find it and can access it easily.